How does your retirement plan look?

Joshua VanDyke Advisor

Many of us, especially those who are younger, probably haven’t thought much about our retirement plans. I wouldn’t have put any thought into it either if I wasn’t an investment advisor. But I’ve run into some troubling stats about the relationship between Americans and retirement, so I think it’s worth talking about.

First, by retirement, I mostly mean age, like somewhere in your 60s. I don’t mean quitting all obligations and sitting around by a lake somewhere. Retirement definitely could include that (I’m counting on it!), but most of us probably won’t be content to only sit around. We’ll probably be doing some kind of work when we’re retired. What you definitely don’t want when you’re in your 60s is to be working full time out of necessity at a job you’d rather not be working at (which is unfortunately normal among retirement age Americans). I think about retirement as…

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